In this article I will explore some of the most impactful budget adjustments and, using a some of Financial Samurai figures, examine the best ways to save money even in an expensive city like San Francisco
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In this article I will explore some of the most impactful budget adjustments and, using a some of Financial Samurai figures, examine the best ways to save money even in an expensive city like San Francisco
Read MoreFor the adventurous, one of the best ways to attain F.I.R.E, is to retire abroad, at least part time. Depending on where you prefer to reside, a significant change in expenses can translate to a much higher standard of living than you might otherwise be able to afford.
Read MoreThere are numerous, readily apparent benefits to working from home: the ability to design your ideal work environment, avoiding a long commute and the increased freedom, just to name a
Read MoreThe idea that typical American home owner should pay down mortgage debt rapidly is nothing new. The sentiment certainly makes sense at face value; by eliminating your mortgage payment you free up a huge chunk of cash. You also no longer have to pay the bank interest, which must feel incredibly liberating. However, there are also significant problems with strategies that prioritize rapidly paying down your mortgage, namely “opportunity loss,” which complicate the issue.
Read MoreHow to access retirement funds early, without being penalized. Investing for your retirement can actually be pretty easy to get right. However, the rules governing retirement accounts are often anything but straightforward. In my previous role at the investment firm I work for, I assisted hundreds of alternative asset investors working with “self-directed” IRA accounts. These investors are typically savvier than the average 401k holder, even they are often unclear about the rules determining contributions, and perhaps more importantly, how they can access funds early and without being penalized.
Read MoreAt Valuist we often put broad financial topics under the microscope to provide in-depth analysis and, hopefully, determine their inherent value. But sometimes the most impactful articles are the ones that provide easy-to-digest tips on a range of pertinent topics. So, for this post, I am going to summarize some of the most important money lessons that I have learned and covered for Valuist.
Read MoreThere are numerous ways to calculate how much money you’ll need to save to retire comfortably but perhaps the easiest method, is to first determine how much you plan to
Read MoreThere are some pushy door-to-door sales people in my neighborhood. Let me start by stating that if I’m not seeking out a service, then I’m not interested. Door-to-door sales guys
Read MoreValuist readers are likely aware that I advocate for a broadly diversified portfolio of low-cost ETFs and mutual funds, especially for core retirement investing. Over time, it becomes increasingly difficult
Read MoreWhen I say, “Valuist” investments, I’m not referring to value investing specifically (though I am a big fan). I’m talking about earning the best risk-adjusted returns from the stock market
Read MoreOne of the most popular early posts by Valuist is, 15 Money Mistakes You Can’t Afford to Make. But over the last few years I’ve made (and hopefully, learned to
Read MoreA colleague at the investment firm that I work for sometimes pokes fun at the Valuist philosophy. He probably thinks I am a penny-pincher. However, the truth is that I’ve been spending a lot of money lately.
Read MoreThere are many great ways to manage your personal finances but as your income increases, tracking income and spending becomes increasingly complicated. Thus, the Valuist Best Free Budgeting and Net Worth Tracking Spreadsheet was born. I get so much value out of this tool that I wanted to provide it, for free, to all new subscribers
Read MoreOnly one option makes sense for the long-term, well diversified investor: to buy. If you’re like me, invested mostly in index funds that track the entire US or world markets, all you need to build wealth is time.
Read MoreIn the vast world of personal finance bloggery (it’s my neologism, so sue me) there’s no shortage of so-called “money hacks.” They’re called “hacks” to appear sophisticated and perhaps radical,
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