One of the most popular early posts by Valuist is, 15 Money Mistakes You Can’t Afford to Make. But over the last few years I’ve made (and hopefully, learned to
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5 Times When Big Spending Pays Off (And 5 Times It Doesn’t)
A colleague at the investment firm that I work for sometimes pokes fun at the Valuist philosophy. He probably thinks I am a penny-pincher. However, the truth is that I’ve been spending a lot of money lately.
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The Best Free Budgeting and Net Worth Tracking Spreadsheet
There are many great ways to manage your personal finances but as your income increases, tracking income and spending becomes increasingly complicated. Thus, the Valuist Best Free Budgeting and Net Worth Tracking Spreadsheet was born. I get so much value out of this tool that I wanted to provide it, for free, to all new subscribers
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How to Invest When the Stock Market Crashes
Only one option makes sense for the long-term, well diversified investor: to buy. If you’re like me, invested mostly in index funds that track the entire US or world markets, all you need to build wealth is time.
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5 Money Hacks That Don’t Save You Money (And 5 That Do)
In the vast world of personal finance bloggery (it’s my neologism, so sue me) there’s no shortage of so-called “money hacks.” They’re called “hacks” to appear sophisticated and perhaps radical,
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Why That Life Insurance Quote Might be Totally Bogus
You hear it on the radio all the time – the 40 year old male that could get a 20 year $500,000 term life insurance policy for only $30.62 per
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The True Cost of Buying Overpriced Whole Life Insurance
Recently, I’ve been publishing guest posts in an effort to expand the range of topics covered by Valuist. Inviting qualified authors to lend their expertise also helps me attain the
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How to Refinance Your Student Loans and Why It’s Important
Valuist has been on a largely unplanned hiatus, due to the mostly planned pregnancy of my wife and upcoming birth of our daughter- A daunting and exciting experience, to say
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3 Ways to Merge Your Finances When you Get Married
When my wife and I were first married the prospect of combining our finances was daunting. Are we supposed to share all of our accounts and assets from now on?
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The True Cost of Buying a Home
At some point in the life of all long-term renters the question of home ownership inevitably arises. But the true cost of buying a home is somewhat difficult to calculate.
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Why I Chose to Pay the Health Insurance Penalty and What it Really Costs
My experience buying health insurance in the United States has been frustrating. In 2014 I had two options: I could pay my portion of an employer-sponsored healthcare plan or shop around
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5 Steps to Calculating Your Financial Health, and Why Its Important
Calculating your financial health is an often skipped step on the staircase of opportunity. Reviewing your assets, earnings and spending is not exactly exhilarating for most people. But to get where
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Top 5 Ways to Use Credit Card Loyalty Rewards (and What to Avoid)
Getting the best value out of your credit card loyalty rewards can be confusing. Most people don’t spend much time scrutinizing over redemption rates, or comparing airline transfer partner programs.
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6 Steps to Establishing Excellent Credit
Establishing excellent credit is not difficult in theory. But when you consider the psychological obstacles and the lifelong commitment, you can see why so many people get into credit debt.
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The Average Cost of College: Evaluating Education As An Investment
Going to college is more expensive than ever before. According to Mother Jones, the average cost of college is now ~12 times more expensive than it was 35 years ago. This increase isn’t solely
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