Getting the best value out of your credit card loyalty rewards can be confusing. Most people don’t spend much time scrutinizing over redemption rates, or comparing airline transfer partner programs.
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Getting the best value out of your credit card loyalty rewards can be confusing. Most people don’t spend much time scrutinizing over redemption rates, or comparing airline transfer partner programs.
Read MoreNew businesses have an incredibly high failure rate. According to the Small Business Administration (SBA) nearly 50% of all new businesses fail within their first year, with only one-third still operating after
Read MoreYou’ve probably heard this one before: “Don’t make resolutions; most people who make resolutions fail within the first [insert short amount of time here] of making them.” Apparently by making goals for
Read MoreEstablishing excellent credit is not difficult in theory. But when you consider the psychological obstacles and the lifelong commitment, you can see why so many people get into credit debt.
Read MoreNo matter the occasion, gift giving can get stressful. And finding the perfect gift is truly an art form. The perfect present reflects the thought, time, cost and effort of the
Read MoreResolving tax debt, no matter the size, should be a top priority. Aside from gangland loan sharks, there’s no one worse to owe money to than the government. Penalties and interest on
Read MoreOnce you clean up your budgets you will start to save significant money. But then a new dilemma presents itself: How do you prioritize your savings? Over the last few
Read MoreI recently wrote an article comparing three overlooked ways to travel on a budget but I want to take a closer look at the incredible value of backpacking. Backpacking is perhaps the cheapest
Read MoreThe goal of Valuist is to explore the best ways to uncover and maximize value, wherever possible. But what does that really mean? Maximizing value is simply a matter of
Read MoreAs a tax consultant I have clients from all walks of life. I work with people just scraping by on social security income, as well as business clients making tens of thousands of
Read MoreSometimes I wonder If I care too much. I don’t mean whether I love, empathize or give enough to charity; rather, do I devote too much mental energy to trivial issues? Through my efforts to
Read MoreWhether you want to retire like Mr. Peanut or like Charlie Bucket’s family (before they were given the chocolate factory anyways), is largely up to you. A comfortable retirement is just
Read MoreI am a lifelong travel fanatic. No matter how interesting my work is, eventually I find myself yearning to set sail and experience something new. But because I’m not wealthy I
Read MoreGoing to college is more expensive than ever before. According to Mother Jones, the average cost of college is now ~12 times more expensive than it was 35 years ago. This increase isn’t solely
Read More“If you were an eraser, tell me how you would sell yourself to a pencil?” – Uh, well I would… Do I have a pimp in this scenario? Did you ever
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