Dividend investment strategies are too often touted as, ‘easy passive income.’ These strategies have been around forever but have become extremely popular on social media platforms, seemingly among beginner investors.
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The Valuist Financial Independence and Retirement (F.I.R.E) Calculator
There are numerous ways to calculate how much money you’ll need to save to retire comfortably but perhaps the easiest method, is to first determine how much you plan to
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10 DIY Home Maintenance and Repair Jobs That Save a Ton of Money
There are some pushy door-to-door sales people in my neighborhood. Let me start by stating that if I’m not seeking out a service, then I’m not interested. Door-to-door sales guys
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15 Factors to Consider Before Picking Stocks, ETFs and Mutual Funds
Valuist readers are likely aware that I advocate for a broadly diversified portfolio of low-cost ETFs and mutual funds, especially for core retirement investing. Over time, it becomes increasingly difficult
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10 Reasons Why Owning a House Is Better Than Renting, Even When It’s More Expensive.
Before I bought a house, I wrote an article for Valuist covering the, “True Cost of Buying a Home.” Though that article is still relevant (and a great read too,
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The Valuist Investment Portfolio: The Only Free Lunch in the Stock Market
When I say, “Valuist” investments, I’m not referring to value investing specifically (though I am a big fan). I’m talking about earning the best risk-adjusted returns from the stock market
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5 (More) Money Mistakes You Can’t Afford to Make
One of the most popular early posts by Valuist is, 15 Money Mistakes You Can’t Afford to Make. But over the last few years I’ve made (and hopefully, learned to
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5 Times When Big Spending Pays Off (And 5 Times It Doesn’t)
A colleague at the investment firm that I work for sometimes pokes fun at the Valuist philosophy. He probably thinks I am a penny-pincher. However, the truth is that I’ve been spending a lot of money lately.
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The Best Free Budgeting and Net Worth Tracking Spreadsheet
There are many great ways to manage your personal finances but as your income increases, tracking income and spending becomes increasingly complicated. Thus, the Valuist Best Free Budgeting and Net Worth Tracking Spreadsheet was born. I get so much value out of this tool that I wanted to provide it, for free, to all new subscribers
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5 Things I Learned While Working From Home
Working from home is often touted as the ultimate goal for office workers. I didn’t realize how difficult the transition would be, or how unprepared I was to work from home. Here are the 5 most important lessons I gleaned working from home.
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How to Invest When the Stock Market Crashes
Only one option makes sense for the long-term, well diversified investor: to buy. If you’re like me, invested mostly in index funds that track the entire US or world markets, all you need to build wealth is time.
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5 Money Hacks That Don’t Save You Money (And 5 That Do)
In the vast world of personal finance bloggery (it’s my neologism, so sue me) there’s no shortage of so-called “money hacks.” They’re called “hacks” to appear sophisticated and perhaps radical,
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Harvard Extension School: The Backdoor to the Ivy League?
Harvard Extension School is the mostly online way to gain access to the illustrious Harvard brand. We all know that the cost of college is becoming untenable and the chances
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5 Things to Do Before You Ask for a Raise
Everyone wants a raise, who would say no to higher pay? But when it comes time to ask for a raise, too many people are content to wait for an
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Total Compensation: 5 Steps to Calculate Your True Earnings
When considering how much you earn most people report their gross annual salary. However, yearly earnings likely represent a small part of your total compensation. In order to maximize value
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