A colleague at the investment firm that I work for sometimes pokes fun at the Valuist philosophy. He probably thinks I am a penny-pincher. However, the truth is that I’ve been spending a lot of money lately.
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The Best Free Budgeting and Net Worth Tracking Spreadsheet
There are many great ways to manage your personal finances but as your income increases, tracking income and spending becomes increasingly complicated. Thus, the Valuist Best Free Budgeting and Net Worth Tracking Spreadsheet was born. I get so much value out of this tool that I wanted to provide it, for free, to all new subscribers
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5 Things I Learned While Working From Home
Working from home is often touted as the ultimate goal for office workers. I didn’t realize how difficult the transition would be, or how unprepared I was to work from home. Here are the 5 most important lessons I gleaned working from home.
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How to Invest When the Stock Market Crashes
Only one option makes sense for the long-term, well diversified investor: to buy. If you’re like me, invested mostly in index funds that track the entire US or world markets, all you need to build wealth is time.
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5 Money Hacks That Don’t Save You Money (And 5 That Do)
In the vast world of personal finance bloggery (it’s my neologism, so sue me) there’s no shortage of so-called “money hacks.” They’re called “hacks” to appear sophisticated and perhaps radical,
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Harvard Extension School: The Backdoor to the Ivy League?
Harvard Extension School is the mostly online way to gain access to the illustrious Harvard brand. We all know that the cost of college is becoming untenable and the chances
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5 Things to Do Before You Ask for a Raise
Everyone wants a raise, who would say no to higher pay? But when it comes time to ask for a raise, too many people are content to wait for an
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Total Compensation: 5 Steps to Calculate Your True Earnings
When considering how much you earn most people report their gross annual salary. However, yearly earnings likely represent a small part of your total compensation. In order to maximize value
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The Best Free Asset Allocation Spreadsheet
If you enjoyed: The Best Free Investment Tracking Spreadsheet, you’re going to love this asset allocation spreadsheet add-on! This spreadsheet utilizes information from the investment tracker (and/or new entries) to provide
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The Best Free Investment Tracking Spreadsheet
Investing for your retirement is as complex as you make it. The process of buying, holding and re-balancing your portfolio may seem like a daunting prospect for many. For others,
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5 Self Directed IRA Investments You Didn’t Know Were Possible
You know you can invest in stocks, bonds, mutual funds and ETFs, while deferring tax, through a retirement account. But did you know that Self Directed IRA custodians provide a
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Why That Life Insurance Quote Might be Totally Bogus
You hear it on the radio all the time – the 40 year old male that could get a 20 year $500,000 term life insurance policy for only $30.62 per
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Signs Your Debt Is out of Control and How to Fix It
Some kinds of debt are normal, perhaps even necessary to maintain healthy finances. Cyclical debt such as a mortgage and line of credit that is paid in full each month
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The True Cost of Buying Overpriced Whole Life Insurance
Recently, I’ve been publishing guest posts in an effort to expand the range of topics covered by Valuist. Inviting qualified authors to lend their expertise also helps me attain the
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How to Refinance Your Student Loans and Why It’s Important
Valuist has been on a largely unplanned hiatus, due to the mostly planned pregnancy of my wife and upcoming birth of our daughter- A daunting and exciting experience, to say
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