How to access retirement funds early, without being penalized. Investing for your retirement can actually be pretty easy to get right. However, the rules governing retirement accounts are often anything but straightforward. In my previous role at the investment firm I work for, I assisted hundreds of alternative asset investors working with “self-directed” IRA accounts. These investors are typically savvier than the average 401k holder, even they are often unclear about the rules determining contributions, and perhaps more importantly, how they can access funds early and without being penalized.Read More
Most casual investors aren’t aware that they could own real estate in an IRA, HSA and even some 401Ks. Not just the ability to access real estate through REITS, IRAs can actually hold tangible rental real estate. Though typically riskier (and demanding more time and expertise) than a broadly diversified mutual fund portfolio, owning rental properties, private equity, or even a business within your retirement accounts is a secret that wealthy investors have known about for years and that has the potential to significantly increase investment returns, if you know what you’re doing.
The major benefit of holding alternative assets in a etirement account isRead More
At Valuist we often put broad financial topics under the microscope to provide in-depth analysis and, hopefully, determine their inherent value. But sometimes the most impactful articles are the ones that provide easy-to-digest tips on a range of pertinent topics. So, for this post, I am going to summarize some of the most important money lessons that I have learned and covered for Valuist.Read More
Dividend investment strategies are too often touted as, ‘easy passive income.’ These strategies have been around forever but have become extremely popular on social media platforms, seemingly among beginner investors.Read More
There are numerous ways to calculate how much money you’ll need to save to retire comfortably but perhaps the easiest method, is to first determine how much you plan toRead More
Valuist readers are likely aware that I advocate for a broadly diversified portfolio of low-cost ETFs and mutual funds, especially for core retirement investing. Over time, it becomes increasingly difficultRead More
Only one option makes sense for the long-term, well diversified investor: to buy. If you’re like me, invested mostly in index funds that track the entire US or world markets, all you need to build wealth is time.Read More