I have historically been a proponent of buying the “dip.” That is, purchasing stock more often when the market is distressed. I found that some methods of buying the dip provide better returns than the more commonly recommended strategy of, “dollar cost averaging.” However, lump sum investing typically beats both strategies.
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One of the best things you can do to build future wealth is to develop multiple income streams now. Mostly, ones that require more time than money to create. Most profitable passive income sources demand a lot of your time, however, starting just one revenue stream today could prove highly profitable down the road. I started Valuist without much of a plan or even a consistent publication schedule. But after writing for a while, opportunities to make money
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It’s definitely best to have exposure to both asset classes in some form, but if I had to choose one, I would go with stocks (mutual funds). To me, there’s nothing better than an investment you can buy quickly, pay little-to-nothing to hold and sell at the exact moment you choose. The fact that you can buy confidently during market crashes, bide your time and reap the rewards, usually within a few years, is also highly attractive to me.
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The major problem with this proposal is that we’re no longer talking about the mega-wealthy here, this hurts middle class investors who don’t make the majority of their earnings from investments but want access to private equity. The vast majority of Regulation D (private equity, rather than public stock) offerings are made to accredited investors. Further, these investments are typically not highly liquid…
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For the adventurous, one of the best ways to attain F.I.R.E, is to retire abroad, at least part time. Depending on where you prefer to reside, a significant change in expenses can translate to a much higher standard of living than you might otherwise be able to afford.
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How to access retirement funds early, without being penalized. Investing for your retirement can actually be pretty easy to get right. However, the rules governing retirement accounts are often anything but straightforward. In my previous role at the investment firm I work for, I assisted hundreds of alternative asset investors working with “self-directed” IRA accounts. These investors are typically savvier than the average 401k holder, even they are often unclear about the rules determining contributions, and perhaps more importantly, how they can access funds early and without being penalized.
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Most casual investors aren’t aware that they could own real estate in an IRA, HSA and even some 401Ks. Not just the ability to access real estate through REITS, IRAs can actually hold tangible rental real estate. Though typically riskier (and demanding more time and expertise) than a broadly diversified mutual fund portfolio, owning rental properties, private equity, or even a business within your retirement accounts is a secret that…
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Dividend investment strategies are too often touted as, ‘easy passive income.’ These strategies have been around forever but have become extremely popular on social media, among beginner investors. The appeal
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There are numerous ways to calculate how much money you’ll need to save to retire comfortably but perhaps the easiest method, is to first determine how much you plan to
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Valuist readers are likely aware that I advocate for a broadly diversified portfolio of low-cost ETFs and mutual funds, especially for core retirement investing. Over time, it becomes increasingly difficult
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Only one option makes sense for the long-term, well diversified investor: to buy. If you’re like me, invested mostly in index funds that track the entire US or world markets, all you need to build wealth is time.
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