Being “bad” with money is not usually the result of stupidity, negligence or even bad luck. More often, being bad with money is simply the consequence of having personality traits that are better suited for other things. Studies like this one have demonstrated that some people seem to be born with an affinity for saving money and investing, while others lean towards instant gratification, even over a potentially bigger reward down the road.
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There are some expenses we just can’t avoid, like taxes, health care and funeral costs. Sure you can maximize your tax savings and try to avoid overpaying for health insurance, but generally we must live, and die, with these costs. However, you can control most of your other big-impact expenses and with a little foresight, you can use these budget and investment adjustments to supercharge your net worth.
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One of the best things you can do to build future wealth is to develop multiple income streams now. Mostly, ones that require more time than money to create. Most profitable passive income sources demand a lot of your time, however, starting just one revenue stream today could prove highly profitable down the road. I started Valuist without much of a plan or even a consistent publication schedule. But after writing for a while, opportunities to make money
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Attaining a high income, however you interpret that, can seem very important. Your level of compensation is often a direct reflection of your education, hard work and experience – though
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Most people don’t make well-informed decisions; they mean to, but they don’t. In general, people are much more likely to make decisions based on speculation, their feelings or a hunch, than to base decisions on hard data. Even well-meaning people who set out to be informed, can get bogged down by the sheer preponderance of information (and misinformation) they have to wade through.
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There are numerous, readily apparent benefits to working from home: the ability to design your ideal work environment, avoiding a long commute and the increased freedom, just to name a
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Although the mastery of something is one of the most difficult, and consequentially one of the most rewarding pursuits, there is good news: mastery is also largely overrated. Adhering to some simple principles and developing discipline prove far more valuable.
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Working from home is often touted as the ultimate goal for office workers. I didn’t realize how difficult the transition would be, or how unprepared I was to work from home. Here are the 5 most important lessons I gleaned working from home.
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Harvard Extension School is the mostly online way to gain access to the illustrious Harvard brand. We all know that the cost of college is becoming untenable and the chances
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Everyone wants a raise, who would say no to higher pay? But when it comes time to ask for a raise, too many people are content to wait for an
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It’s been a few months since my last article and I know all 5 of my regular readers are patiently awaiting an update. I transitioned to a new position, at a
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New businesses have an incredibly high failure rate. According to the Small Business Administration (SBA) nearly 50% of all new businesses fail within their first year, with only one-third still operating after
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You’ve probably heard this one before: “Don’t make resolutions; most people who make resolutions fail within the first [insert short amount of time here] of making them.” Apparently by making goals for
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“If you were an eraser, tell me how you would sell yourself to a pencil?” – Uh, well I would… Do I have a pimp in this scenario? Did you ever
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