When my wife and I were first married the prospect of combining our finances was daunting. Are we supposed to share all of our accounts and assets from now on?
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The True Cost of Buying a Car: 5 Common Costs and How to Cut Them Down
Just like the true cost of buying a home may be higher than you expected, the long-term cost of buying a car can be staggering. Here we look at the typical costs to finance,
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Poor, Cheap or Minimalist?
If you’re cheap, you have money but won’t spend it until you’re forced to. When you’re poor you simply can’t afford spending beyond your necessary living expenses. But as a Minimalist you have money but
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5 Unavoidable Obstacles Freelancers Face
It’s been a few months since my last article and I know all 5 of my regular readers are patiently awaiting an update. I transitioned to a new position, at a
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In Bad Company: How to Win a Protest
The following is a Guest Post by Strangers to Creation author and retired healthcare investigator, Kevin Nelson, who recently undertook (and won) an old-school protest… with signs and everything. The details
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The True Cost of Buying a Home
At some point in the life of all long-term renters the question of home ownership inevitably arises. But the true cost of buying a home is somewhat difficult to calculate.
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Why I Chose to Pay the Health Insurance Penalty and What it Really Costs
My experience buying health insurance in the United States has been frustrating. In 2014 I had two options: I could pay my portion of an employer-sponsored healthcare plan or shop around
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Does Money Buy Happiness?
Valuist was recently featured in an article over at The Pursuit of Happiness. I answered some interview questions on how I conceptualize happiness, in celebration of the International Day of Happiness,
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The Interest Free Loan You Give the Government Every Year
Every year about 40 Million Americans wait in giddy anticipation for their end-of-year bonus, their income tax refunds. You might say to yourself, “I’m going to treat myself this year by
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5 Steps to Calculating Your Financial Health, and Why Its Important
Calculating your financial health is an often skipped step on the staircase of opportunity. Reviewing your assets, earnings and spending is not exactly exhilarating for most people. But to get where
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Top 5 Ways to Use Credit Card Loyalty Rewards (and What to Avoid)
Getting the best value out of your credit card loyalty rewards can be confusing. Most people don’t spend much time scrutinizing over redemption rates, or comparing airline transfer partner programs.
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5 Things That Every New Business Needs to Survive
New businesses have an incredibly high failure rate. According to the Small Business Administration (SBA) nearly 50% of all new businesses fail within their first year, with only one-third still operating after
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5 Weird Ways to Achieve Your Long-Term Goals
You’ve probably heard this one before: “Don’t make resolutions; most people who make resolutions fail within the first [insert short amount of time here] of making them.” Apparently by making goals for
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6 Steps to Establishing Excellent Credit
Establishing excellent credit is not difficult in theory. But when you consider the psychological obstacles and the lifelong commitment, you can see why so many people get into credit debt.
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(INFOGRAPHIC) The Art of Gift Giving
No matter the occasion, gift giving can get stressful. And finding the perfect gift is truly an art form. The perfect present reflects the thought, time, cost and effort of the
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