In the vast world of personal finance bloggery (it’s my neologism, so sue me) there’s no shortage of so-called “money hacks.” They’re called “hacks” to appear sophisticated and perhaps radical,
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Harvard Extension School: The Backdoor to the Ivy League?
Harvard Extension School is the mostly online way to gain access to the illustrious Harvard brand. We all know that the cost of college is becoming untenable and the chances
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5 Things to Do Before You Ask for a Raise
Everyone wants a raise, who would say no to higher pay? But when it comes time to ask for a raise, too many people are content to wait for an
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Total Compensation: 5 Steps to Calculate Your True Earnings
When considering how much you earn most people report their gross annual salary. However, yearly earnings likely represent a small part of your total compensation. In order to maximize value
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The Best Free Asset Allocation Spreadsheet
If you enjoyed: The Best Free Investment Tracking Spreadsheet, you’re going to love this asset allocation spreadsheet add-on! This spreadsheet utilizes information from the investment tracker (and/or new entries) to provide
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The Best Free Investment Tracking Spreadsheet
Investing for your retirement is as complex as you make it. The process of buying, holding and re-balancing your portfolio may seem like a daunting prospect for many. For others,
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Why That Life Insurance Quote Might be Totally Bogus
You hear it on the radio all the time – the 40 year old male that could get a 20 year $500,000 term life insurance policy for only $30.62 per
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Signs Your Debt Is out of Control and How to Fix It
Some kinds of debt are normal, perhaps even necessary to maintain healthy finances. Cyclical debt such as a mortgage and line of credit that is paid in full each month
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The True Cost of Buying Overpriced Whole Life Insurance
Recently, I’ve been publishing guest posts in an effort to expand the range of topics covered by Valuist. Inviting qualified authors to lend their expertise also helps me attain the
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How to Refinance Your Student Loans and Why It’s Important
Valuist has been on a largely unplanned hiatus, due to the mostly planned pregnancy of my wife and upcoming birth of our daughter- A daunting and exciting experience, to say
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3 Ways to Merge Your Finances When you Get Married
When my wife and I were first married the prospect of combining our finances was daunting. Are we supposed to share all of our accounts and assets from now on?
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The True Cost of Buying a Car: 5 Common Costs and How to Cut Them Down
Just like the true cost of buying a home may be higher than you expected, the long-term cost of buying a car can be staggering. Here we look at the typical costs to finance,
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Poor, Cheap or Minimalist?
If you’re cheap, you have money but won’t spend it until you’re forced to. When you’re poor you simply can’t afford spending beyond your necessary living expenses. But as a Minimalist you have money but
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5 Unavoidable Obstacles Freelancers Face
It’s been a few months since my last article and I know all 5 of my regular readers are patiently awaiting an update. I transitioned to a new position, at a
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In Bad Company: How to Win a Protest
The following is a Guest Post by Strangers to Creation author and retired healthcare investigator, Kevin Nelson, who recently undertook (and won) an old-school protest… with signs and everything. The details
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