Some kinds of debt are normal, perhaps even necessary to maintain healthy finances. Cyclical debt such as a mortgage and line of credit that is paid in full each month can help boost your credit score. And credit card loyalty points can be leveraged in a variety of ways. But once debt becomes unmanageable it […]
Recently, I’ve been publishing guest posts in an effort to expand the range of topics covered by Valuist. Inviting qualified authors to lend their expertise also helps me attain the goal of this blog: to help readers find the greatest values everywhere. And given that I have no deep understanding of whole life insurance, today’s […]
Valuist has been on a largely unplanned hiatus, due to the mostly planned pregnancy of my wife and upcoming birth of our daughter- A daunting and exciting experience, to say they least! However, in 2018 I plan to take Valuist into new territory and expand and improve our coverage on money making, saving and uncovering […]
When my wife and I were first married the prospect of combining our finances was daunting. Are we supposed to share all of our accounts and assets from now on? The traditionalists in our families think so, but is that really the only acceptable way to merge your finances when you get married?
Just like the true cost of buying a home may be higher than you expected, the long-term cost of buying a car can be staggering. Here we look at the typical costs to finance, register, maintain and upgrade a car, as well as some great ways to save money. #1. The True Cost of Buying a Car – Financing For […]
If you’re cheap, you have money but won’t spend it until you’re forced to. When you’re poor you simply can’t afford spending beyond your necessary living expenses. But as a Minimalist you have money but don’t spend it unless the expense is practical, essential, or if it reflects positively on your minimalist identity. So are destitute and cheap people considered minimalists? After […]
It’s been a few months since my last article and I know all 5 of my regular readers are patiently awaiting an update. I transitioned to a new position, at a new firm and the last few months have been hectic. Not that I don’t love it, but it takes a lot of work to build […]
The following is a Guest Post by Strangers to Creation author and retired healthcare investigator, Kevin Nelson, who recently undertook (and won) an old-school protest… with signs and everything. The details of his story are so intriguing, so fascinating, so raw that I had no choice but to publish his exposé as the first guest post on Valuist.
At some point in the life of all long-term renters the question of home ownership inevitably arises. But the true cost of buying a home is somewhat difficult to calculate. Even so, your friends and family love to lecture you about how much money you’re throwing away by not owning a property. Family: “Your rent […]
My experience buying health insurance in the United States has been frustrating. In 2014 I had two options: I could pay my portion of an employer-sponsored healthcare plan or shop around for a plan through the Health Insurance Marketplace. Otherwise, I would be uninsured and face the dreaded health insurance penalty.