You know you can invest in stocks, bonds, mutual funds and ETFs, while deferring tax, through a retirement account. But did you know that Self Directed IRA custodians provide a huge variety of alternative investment opportunities in your retirement accounts? Though typically riskier than your bread-and-butter target retirement funds, owning rental properties, private equity, or […]
You hear it on the radio all the time – the 40 year old male that could get a 20 year $500,000 term life insurance policy for only $30.62 per month. The inference from this statement is that if you are a 40 year old male – that you could get a $500,000 life insurance […]
Some kinds of debt are normal, perhaps even necessary to maintain healthy finances. Cyclical debt such as a mortgage and line of credit that is paid in full each month can help boost your credit score. And credit card loyalty points can be leveraged in a variety of ways. But once debt becomes unmanageable it […]
Recently, I’ve been publishing guest posts in an effort to expand the range of topics covered by Valuist. Inviting qualified authors to lend their expertise also helps me attain the goal of this blog: to help readers find the greatest values everywhere. And given that I have no deep understanding of whole life insurance, today’s […]
Valuist has been on a largely unplanned hiatus, due to the mostly planned pregnancy of my wife and upcoming birth of our daughter- A daunting and exciting experience, to say they least! However, in 2018 I plan to take Valuist into new territory and expand and improve our coverage on money making, saving and uncovering […]
When my wife and I were first married the prospect of combining our finances was daunting. Are we supposed to share all of our accounts and assets from now on? The traditionalists in our families think so, but is that really the only acceptable way to merge your finances when you get married?
Just like the true cost of buying a home may be higher than you expected, the long-term cost of buying a car can be staggering. Here we look at the typical costs to finance, register, maintain and upgrade a car, as well as some great ways to save money. #1. The True Cost of Buying a Car – Financing For […]
If you’re cheap, you have money but won’t spend it until you’re forced to. When you’re poor you simply can’t afford spending beyond your necessary living expenses. But as a Minimalist you have money but don’t spend it unless the expense is practical, essential, or if it reflects positively on your minimalist identity. So are destitute and cheap people considered minimalists? After […]
It’s been a few months since my last article and I know all 5 of my regular readers are patiently awaiting an update. I transitioned to a new position, at a new firm and the last few months have been hectic. Not that I don’t love it, but it takes a lot of work to build […]
The following is a Guest Post by Strangers to Creation author and retired healthcare investigator, Kevin Nelson, who recently undertook (and won) an old-school protest… with signs and everything. The details of his story are so intriguing, so fascinating, so raw that I had no choice but to publish his exposé as the first guest post on Valuist.