If you’re cheap, you have money but won’t spend it until you’re forced to. When you’re poor you simply can’t afford spending beyond your necessary living expenses. But as a Minimalist you have money but don’t spend it unless the expense is practical, essential, or if it reflects positively on your minimalist identity. So are destitute and cheap people considered minimalists? After […]
It’s been a few months since my last article and I know all 5 of my regular readers are patiently awaiting an update. I transitioned to a new position, at a new firm and the last few months have been hectic. Not that I don’t love it, but it takes a lot of work to build […]
The following is a Guest Post by Strangers to Creation author and retired healthcare investigator, Kevin Nelson, who recently undertook (and won) an old-school protest… with signs and everything. The details of his story are so intriguing, so fascinating, so raw that I had no choice but to publish his exposé as the first guest post on Valuist.
At some point in the life of all long-term renters the question of home ownership inevitably arises. But the true cost of buying a home is somewhat difficult to calculate. Even so, your friends and family love to lecture you about how much money you’re throwing away by not owning a property. Family: “Your rent […]
My experience buying health insurance in the United States has been frustrating. In 2014 I had two options: I could pay my portion of an employer-sponsored healthcare plan or shop around for a plan through the Health Insurance Marketplace. Otherwise, I would be uninsured and face the dreaded health insurance penalty.
Valuist was recently featured in an article over at The Pursuit of Happiness. I answered some interview questions on how I conceptualize happiness, in celebration of the International Day of Happiness, today, March 20th. I wasn’t initially aware of this celebration, nor was today particularly happy. But it’s funny that I was compelled to shame myself for forgetting […]
Every year about 40 Million Americans wait in giddy anticipation for their end-of-year bonus, their income tax refunds. You might say to yourself, “I’m going to treat myself this year by purchasing something I really want!” But didn’t you do that last year? At this time of year car advertisers start pushing their Tax Season Sales or […]
Calculating your financial health is an often skipped step on the staircase of opportunity. Reviewing your assets, earnings and spending is not exactly exhilarating for most people. But to get where you want to go you should know where you are. And with a clear understanding of your financial condition, controlling
Getting the best value out of your credit card loyalty rewards can be confusing. Most people don’t spend much time scrutinizing over redemption rates, or comparing airline transfer partner programs. In fact, many people don’t even think about their loyalty rewards- or worse, they don’t use credit cards at all. However, with just a few tips […]
New businesses have an incredibly high failure rate. According to the Small Business Administration (SBA) nearly 50% of all new businesses fail within their first year, with only one-third still operating after 2 years. But why? Most new businesses fail due to lack of planning, underestimating risk and inexperience in the marketplace. As a tax-debt consultant catering […]